A few of the finest components of a trip are the memorable actions you select to participate in. Fortunate for you, TuGo’s Emergency Medical Insurance coverage covers many actions akin to snowboarding, parasailing, and even ziplining! However what for those who’re in search of extra of a daring journey, like backcountry snowboarding, BASE leaping, or dust biking? Excellent news, TuGo’s received the product for you!
Increased adrenaline? Increased danger! Defend Your self with TuGo
TuGo’s optionally available Sports activities & Actions Protection protects travellers who’re able to take their travels to new heights. Merely add this protection to your Emergency Medical Insurance coverage so that you will be safely coated for a spread of actions. Beneath our Sports activities & Actions Protection, right here’s an inventory of the sports activities & actions we cowl:
| Sport/Exercise* | Is it coated? |
|---|---|
| Backcountry snowboarding/snowboarding | ✅ |
| BASE leaping | ✅ |
| Boxing | ✅ |
| Downhill freestyle snowboarding/Snowboarding in organized competitions | ✅ |
| Downhill mountain biking | ✅ |
| Grasp gliding/paragliding | ✅ |
| Excessive danger snowmobiling and motorized snow biking | ✅ |
| Excessive danger motorized pace actions, together with: – Motorized racing competitions, endurance occasions or timed actions, – Motocross, dust biking, and motorcycling (except automobile is solely getting used for transportation functions) |
✅ |
| Ice climbing | ✅ |
| Blended martial arts | ✅ |
| Mountaineering – 2 choices: – Mountaineering as much as 6,000 m elevation – Mountaineering over 6,000 m elevation – Consists of ski mountaineering (skimo) and mountain climbing if the exercise is a part of mountaineering |
✅ |
| Organized workforce sports activities together with**: – American and Canadian soccer – Ice hockey – Rugby |
✅ |
| Parachuting/skydiving/tandem skydiving | ✅ |
| Rock climbing (consists of canyoneering, however doesn’t embody indoor/out of doors synthetic mountaineering) | ✅ |
| Scuba diving or free diving over 40 metres | ✅ |
| White water sports activities – Class VI | ✅ |
| Wingsuit flying | ✅ |
**Relevant to travellers 21 years and older (on the time of software).
Climbing above 6,000 m: TuGo’s Sports activities & Actions protection saves climber $64,000
Ronald, a 44-year-old skilled climber, launched into his remaining try to beat his life-long dream of summiting Mount Everest. Nonetheless, throughout his ascent, he slipped within the snow and twisted his knee. In excessive ache and unable to proceed, Ronald made the tough resolution to finish his summit pursuit and name for a helicopter rescue to take him to a hospital in Kathmandu. On the hospital, docs identified him with an ACL knee harm and beneficial additional remedy and surgical procedure again dwelling.
Fortuitously, Ronald’s resolution so as to add Sports activities and Actions Protection for mountaineering over a 6,000-metre elevation and Journey Interruption Solely Insurance coverage to his Emergency Medical Insurance coverage plan paid off. He was coated for the helicopter air ambulance rescue and his emergency medical evacuation from Kathmandu again to Canada for additional remedy/surgical procedure. Due to this protection, Ronald acquired the mandatory care, saving over $64,000 in medical and journey bills.
Climbing as much as 6,000 m: Climber avoids $24,000 out-of-pocket after a mountaineering accident
26-year-old Chris, a mountain climber, determined to go on a 3-day mountaineering expedition at Mount Baker in Washington, together with restricted mountain climbing. Sadly, on the second day, whereas climbing, he encountered a major fall, leading to a head harm that led to a short lived lack of consciousness.
As a result of severity of his accidents, Chris needed to be instantly airlifted to a hospital in Seattle. Regardless of sustaining a light concussion and numerous abrasions, he was lucky sufficient to be discharged on the identical day. Nonetheless, his physician strongly suggested him to cancel any additional climbing plans as a result of dangers related along with his concussion.
Fortunately, Chris made a behavior of including Sports activities & Actions Protection for mountaineering as much as a 6,000-metre elevation to his Emergency Medical Plan earlier than his climbing journeys. And, since mountaineering and mountain climbing had been part of the identical expedition, he solely wanted so as to add mountaineering when buying protection.
Chris’s resolution to buy Sports activities & Actions protection proved invaluable, shielding him from paying over $24,000 in medical bills.
Are there sports activities & actions that aren’t coated?
Any sports activities & actions not listed above are coated below your TuGo Emergency Medical Plan, aside from the next:
| Sport/Exercise | Is it coated? |
|---|---|
| Barrel racing | ❌ |
| Bronc driving | ❌ |
| Bull driving | ❌ |
| Chariot racing | ❌ |
| Chuck wagon racing | ❌ |
| Harness racing | ❌ |
| Rodeo bareback driving | ❌ |
| Rodeo clowning | ❌ |
| Rodeo workforce roping | ❌ |
| Steer wrestling/chute dogging | ❌ |
| Trick driving | ❌ |
Don’t duck below ropes!
If you happen to take part, prepare or observe within the following actions in any areas which have been closed off to public entry and/or can usually solely be accessed by crossing a fenced, gated or roped-off space that has been marked as off limits in keeping with suggestions of security authorities within the space, you gained’t be coated:
- Backcountry snowboarding/snowboarding
- Downhill freestyle snowboarding/snowboarding in organized competitions
- Excessive danger snowmobiling and motorized snow biking
- Mountain climbing
- Mountaineering over 6,000 m elevation
- Mountaineering as much as 6,000 m elevation
- Mountain climbing
As at all times, be sure you perceive your journey insurance coverage coverage so you already know what you’re coated for. Keep secure in your travels, and at all times bear in mind to have enjoyable, regardless of the place your adventures take you!
Comfortable adventuring,
Suki
