Minor prangs are more likely if you find yourself driving an unfamiliar automotive on the alternative aspect of the highway. Right here’s how broken occurred on our vacation and the way the proper extra insurance coverage might have saved a number of fear (and cash)!
Picture by Thamlamm CC0
Why damaging a rent automotive overseas sucks (with out the proper extra insurance coverage)
My first run-in with a big invoice from a automotive rent firm overseas was after associates employed the automotive on the airport, went with the rent automotive’s automotive rent extra insurance coverage, after which just a few days after returning the automotive (undamaged and with no points) they get a invoice for over €1,000 for “injury” not lined by the surplus insurance coverage.
On this state of affairs, as a result of the surplus insurance coverage was with the automotive rent firm, there was no method of calling upon them to combat the case on our behalf. It felt prefer it was its personal moneymaking machine! I’m uncertain the route my associates took to take care of this, however I do know they have been lumbered with months of stress from it.
Quick ahead just a few years and this time, we’re concerned in a prang. A foolish one at that. The daddy-in-law reversed right into a low wall, partially ripping the bumper off and leaving some deep scuff marks in it even when it could possibly be compelled again on.
The reality is, being a reliable driver within the UK doesn’t essentially translate to being a reliable driver overseas. The automotive was unfamiliar, as was the format of the roads, there was stress from driving on the right-hand aspect generally, and issues like that may accumulate into foolish errors that may be expensive.
How would having automotive rent extra insurance coverage from another person assist?
There are some things at play right here. Firstly, extra insurance coverage supplied by the rent firm has a protracted listing of exclusions, issues that aren’t lined by the insurance coverage that you’ll have to pay for similar to:
- Injury to tyres
- Something to do with the underside of the car
- The anticipated put on and tear from driving e.g. injury from unfastened chippings
- Windscreen injury
- Misplaced keys
(The commonest stuff I feel you’ll agree!)
Add to that the rent firm’s insurance coverage is a money-maker, so in addition to being not very helpful, it’s usually costlier than insurance coverage from an unconnected firm.
Automotive Rent Extra Insurance coverage from a devoted journey insurance coverage firm covers the sorts of issues which can be on the exclusion listing from the automotive rent firm and is cheaper as a result of it’s not a part of the rent firm’s income stream!
Plus, in the event you incur injury that isn’t your fault, it’s simpler to dispute a declare when you have taken separate insurance coverage – bear in mind, the automotive rent firm need as a lot cash as they’ll from you.
Wish to know extra about automotive rent extra insurance coverage earlier than you journey?
Head on over to our weblog What Is Automotive Rent Extra Insurance coverage? (and do I want it?), which explains the way to minimise costs from a automotive rent firm, what to do if the rent firm insist you are taking their extra coverage, and in addition the advantages of getting insurance coverage with us earlier than you journey. Or go straight to our Automotive Rent Extra Insurance coverage web page. Alternatively name our group on 01892 833338
